Financial

Buy Now, Pay Later (BNPL) schemes might seem like a shortcut to financial flexibility, but they come with hidden pitfalls that can disrupt your financial stability. Have you considered the full impact of these convenient payment options? #1. Debt Accumulation BNPL makes it too easy to stack up purchases, creating a snowball of debt that … Read more

Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country.  Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more

We know an enormous transfer of wealth is on the horizon – but one group will be the first to reap the rewards of that transfer. The Great Wealth Transfer For the last year, the media has touted the concept of a “Great Wealth Transfer” that will see trillions of dollars passed down from the … Read more

Navigating healthcare in retirement can feel like a maze. But did you know some states make it even harder to find affordable, quality care? Here’s a guide to help you steer clear of the worst offenders. 1. Mississippi Mississippi ranks low due to limited healthcare facilities and high rates of chronic conditions, impacting retirees’ access … Read more

Americans are borrowing more than they can repay, shining a light on how inflation and interest rates are affecting borrowers across the country.  Maxing Out A growing number of Americans are maxing out their credit cards, with nearly a fifth of borrowers using most of their available credit, according to a new report by the … Read more

Now is the perfect time to hit the reset button and establish smart financial habits. Picture yourself next year, standing on a solid foundation of financial security and confidence. These 21 financial resolutions can help you make that vision a reality. 1. Create A Realistic Budget Start by tracking your spending and creating a budget … Read more

The middle class often feels the squeeze from all sides—earning too much to qualify for many assistance programs but not enough to easily absorb rising costs. With the Biden administration navigating these turbulent waters, here’s why being middle class can feel financially precarious. 1. Stagnant Wages Despite economic growth, middle-class wages have largely stagnated, failing … Read more

When it comes to major purchases, saving money can be a game-changer. Have you considered all the ways to trim costs without sacrificing quality? 1. Negotiate the Price Don’t be shy about haggling, whether you’re buying a car, furniture, or appliances. Many retailers are willing to offer discounts to close a deal, so always ask … Read more

The end of the year is the perfect time to evaluate your financial situation and make strategic decisions that could save you money and set you up for a better financial future. Are you maximizing your savings, or letting tax breaks slip through the cracks? 1. Max Out Your Retirement Contributions If you haven’t reached … Read more

Ever wondered how much of your $100,000 salary actually ends up in your pocket after taxes? We’ve crunched the numbers to show you just how much you can expect to take home in each state across the country. From high-tax states to those with lower rates, find out how your earnings stack up after Uncle … Read more