Navigating Tough Times: The Financial Struggles of Middle-Class America

The middle class often feels the squeeze from all sides—earning too much to qualify for many assistance programs but not enough to easily absorb rising costs. With the Biden administration navigating these turbulent waters, here’s why being middle class can feel financially precarious. 1. Stagnant Wages Despite economic growth, middle-class wages have largely stagnated, failing … Read more

Unshakeable Finances: 20 Methods to Stay Ahead in Tough Times

These uncertain times demand smart financial moves. Feeling uneasy about your finances? Arm yourself with these 20 expert-backed tips to safeguard your wealth and stay financially resilient. 1. Build An Emergency Fund Experts recommend saving three to six months of living expenses in an emergency fund. With inflation still affecting costs, aim for the higher … Read more

20 Smart Financial Moves to Close the Year

The end of the year is the perfect time to evaluate your financial situation and make strategic decisions that could save you money and set you up for a better financial future. Are you maximizing your savings, or letting tax breaks slip through the cracks? 1. Max Out Your Retirement Contributions If you haven’t reached … Read more

Tech-Savvy Scammers Are Evolving — Here’s How to Protect Yourself

Online scams and skimmers are on the rise. Technological advances have created even more places for scammers to trick people into exposing their card information. You can protect your money and personal information by staying informed and vigilant.  The Rise of Skimmers and Online Scams Hackers have responded to technological progress with even more advanced … Read more